Looking to buy a home in India? Our NRI services make the process simple and stress-free. From finding the perfect property to handling documentation and legalities, we provide personalized support every step of the way.
An NRI (Non-Resident Indian) is an Indian citizen living outside India for employment, business, or other reasons indicating indefinite stay abroad. It also includes government employees posted overseas or working with international organizations.
A foreign citizen is considered of Indian origin if they held an Indian passport or have Indian ancestry (father or grandfather). Citizens of certain countries like Pakistan or Bangladesh are excluded.
Payments should be made via foreign exchange remittances through banking channels or from non-resident accounts (NRE, NRO, FCNR).
NRIs can buy as many residential properties as they want. However, repatriation of funds is only allowed for two properties purchased from NRE accounts.
NRIs can acquire agricultural land or farmhouses only with special permission from the Reserve Bank of India.
Yes, NRIs can sell their property without RBI approval, but the buyer should remit funds through proper channels (i.e., NRE/NRO accounts or direct foreign remittance).
Yes, NRIs can repatriate the proceeds of the sale of immovable property (except agricultural land) subject to certain conditions, including the amount not exceeding the original purchase amount in foreign exchange.
Yes, NRIs are eligible for housing loans in India. The loan amount can be up to 85% of the property's cost, and repayment can be done from foreign earnings or NRE/NRO accounts.
Yes, NRIs can take home loans with a resident close relative as a co-applicant. The loan can be repaid by the relative in India.
Documents typically include salary certificates, work contract, valid visa, and bank statements, along with property-related documents.
Yes, NRIs can take loans against their Indian property for personal or business purposes, excluding prohibited activities like agriculture or real estate speculation.
NRIs have equal opportunities as Indian citizens to invest in residential, commercial, and township projects, with relaxed FDI norms and no restrictions on minimum land area.
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